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Mortgage insights

Short, useful notes on financing a home or investment property in Alberta. New articles are on the way.

Coming soon

Fixed or variable in today's Alberta market?

A plain-language look at how each option behaves when rates move, and the questions worth asking before you commit to a term.

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Coming soon

What lenders actually look at in a pre-approval

Income, credit, down payment source and the stress test — here's how each piece affects the number you qualify for.

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Coming soon

Renewal season: why auto-signing costs you

Your lender's renewal letter is an offer, not a verdict. A short review at renewal often changes the math for years.

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